In a previous post on subrogation, I talked about paying your health insurance company back for the money that they paid for your medical care . But what if the amount your health insurance carrier paid is more than the amount of money available from insurance? This can happen under many circumstances. One example would… Read more »
If you are a person who had a minor collision with minimal injuries that you recover from quickly, you may be contemplating settling your claim on your own with the other driver’s car insurance company (or possibly your own if the other driver did not have insurance). If this is the case, make sure you… Read more »
One of the most common myths people bring up when talking to me is that the other driver’s insurance company is responsible for paying their medical bills. This is not true. Colorado is what is referred to as a tort jurisdiction. I should note initially that a tort is not a pastry. A tort is… Read more »
In previous posts, we have discussed bodily injury and uninsured/underinsured insurance coverage on your car. While there are other options that may be available with different insurance companies, the one other type of insurance I would like to discuss is called medical payments coverage. Colorado law requires all insurers to offer medical payments coverage to… Read more »
As we discussed previously, it’s required by law that if you drive a car in the state of Colorado, you must have bodily injury (BI) coverage of at least $25,000 if you cause an accident and injure somebody. But that is only one type of coverage that is available for people to have when driving… Read more »
Insurance. Really, you have to have it. It’s illegal not to have insurance on a car that you are operating. And for good reason. If you cause an accident and injure another person, you are responsible for compensating that individual for the harm you have caused and the losses they have sustained at your hand…. Read more »
The short answer to this question is yes. And it doesn’t just happen in big cases. One of the most common areas that we see surveillance conducted by insurance companies is Worker’s Compensation cases. So what is the purpose? The goal is to catch injured folks doing something that can be spun as being inconsistent… Read more »
Choosing an insurance company isn’t just about who will give you the best deal. Insurance in this day and age is a necessity, but beyond that, having car insurance is required under Colorado law for you to drive a car on Colorado streets. Therefore, being an informed consumer of insurance products and sellers is important… Read more »
If you are injured in a car collision where the other party was negligent, one of the most important things for you to have is insurance. Why is that? In Colorado having auto insurance is mandatory, but you never know when a person is going to be carrying it or not (believe it or not… Read more »
